Our mortgage program is administered by “OwnersChoice Funding”, which is a local CUSO (Credit Union Service Organization) for credit unions in New York State. Through this partnership, we keep your mortgage on our books — but OwnersChoice Funding provides all the mortgage processing. They also ensure full compliance with all state and federal regulatory requirements.
- Processor: OwnersChoice Funding in Latham, NY
- Terms: Variety of fixed and variable rate
- Current Rates: OwnersChoice Home Page
- Mortgage Calculators: Mortgage Calculators
Variety of different mortgage calculators to help you determine: monthly and/or bi-weekly payments; mortgage affordability; refinance break-even; Rent vs. Buy; tax savings, 15 vs 30 year mortgages; and more.
- Mortgage Application (including Pre-Approvals): Mortgage Application (Secured website)
- Eligible Properties: Owner Occupied
- 1-4 Family Homes
- Modular Homes
- Double Wide Mobile Homes